Reasons someone would hire Amazing Grace Appraisals

To a lot of people, an appraisal just looks like another fee in the long list of items for a mortgage or refinance. Practically all lenders still call in a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation methods that may appear to be less expensive than an appraisal. But is obtaining a mortgage the only reason you should get an appraisal? Are there other cases when the services of a certified, independent real estate professional could be helpful? You bet.

Order appraisals on this website by simply clicking here.

Let Amazing Grace Appraisals help you challenge your tax assessment in Northampton County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Amazing Grace Appraisals is your best evidence when building your case. At Amazing Grace Appraisals,we can assist you in challenging your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

When the amount being loaned to the home owner is more than 80% of the actual value of the property, almost all lenders ask home owners to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this added payment is folded into the monthly mortgage payment and is promptly forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Amazing Grace Appraisals can provide you with a statement regarding the value of your home. The price you paid for the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the difficult decision of who maintains the property, and it can be an especially traumatic experience for both parties. It's a good idea to get an appraisal from Amazing Grace Appraisals so both parties are fully aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation with help from Amazing Grace AppraisalsSettling an estate

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Amazing Grace Appraisals assist you in relocating to or from Northampton County

Employee relocation can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide input on the positive features of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.